12 Selebriti Popular Membuat Kejutan Dalam Dapur Chef Zam

Binance Review 2018: Comprehensive Crypto Coin Exchange Binance is a Chinese cryptocurrency exchange. Binance was created after attracting funds via an ICO (Initial Coin Offering – creating a new digital asset, backed by the project. Changpeng Zhao, former CTO at OKCoin is currently at the helm of Binance. They are known for fast processing speeds coupled with an ability to process enormous numbers of transactions (1.4 million) each second. It’s been quickly gaining ground in market share cementing a place as a top 20 exchange in terms of volume. Binance transaction has reached a new level and currently score tenth place in the world. Binance offers a generous daily withdrawal limit. They don’t need identity confirmation when the per day remittance is within limit of 2 BTC. Binance Features Binance’s trading platform is web-based. Furthermore it offers two distinct trading layouts, a more simple one and a “Pro” version. Their ICO has created tokens named BNB that are traded on the exchange. They can also be used as a method of paying your trading fees, which will reduce them by 50%. Binance offers their own startup incubator platform as well. The trading functionality of the platform was of more interest so we focused on that for the purposes of this Binance review. Below is the “standard platform” look: Below is the advanced display: BINANCE Advantages Large Cryptocurrency Pairings Supported The competitive advantage of Binance’s platform is the ability to trade every major cryptocurrency pairing in existence. Coinbase and Gemini only offer trading of a handful of the larger market capitalization cryptos, whereas Binance allows users access to trade over 100 crypto coins. Low Fees AND LIMITS The fee structure is simple as well as being priced. There is a flat 0.10% fee on all trading. The 0.10% fee on trades is one basis point. If you were to buy a cryptocoin at 100 you’d have to sell it higher for 101 to profit. Ease of Setup Setting up an account is straight forward, similar to signing up for an account with other service providers. Another advantage is there is no lengthy waiting time, users are able to get setup and running within minutes. This is due to the fact that fiat is not accepted on the exchange. Binance Provides Significant Trading Volume Binance is currently the third largest exchange by cryptocurrency trading volume, according to coinmarketcap. At the time of writing, Binance’s volume was an astounding $5,441,711,452 in the last 24 hours! This volume demonstrates their users clear trust in the exchange, as well as the accessibility of the exchange and ease of transacting. This type of volume requires substantial servers and computational power. Wide Support of Cryptocurrencies No Verification Requirements Binance doesn’t require identity confirmation in instances when the per day remittance is within the limit of 2 BTC. The attractiveness of setting up an account with Binance may be greater for a user in a jurisdiction where certain exchanges choose not to allow new users because of restrictions imposed by that location’s governing regulatory bodies. Ease of Use You’re able to buy and sell crypto pairings with market or limit orders while specifying the amount or percentage you wish to trade for each transaction. BINANCE Disadvantages No Leveraged Margin Trading Margin trading is not available at Binance. Margin trading is a system which allows you to trade with more money than you actually have in your account. Your balance is then used as a guarantee to maintain your position open. No Fiat Functionality This has both advantages and disadvantages. Government fiat deposits are not currently enabled in Binance, instead this exchange focuses only on the digital side of things. Clients can deposit and withdraw the coins supported at the exchange. This means that you’re not able to deposit or withdraw in fiat currency, only cryptocurrency is supported. Relatively New Binance was started in only July 2017, according to this Reddit post. This is a major concern, as they don’t have a history. Despite all the good things people are saying on Reddit. it’s worth mentioning as many exchanges have come and gone. Binance appears to have a visible co-founder, unlike BTC-E. Conclusion Accessible option for obtaining Different Cryptocoins Binance is the most rapidly-growing and communally praised cryptocurrency exchange available. It’s China based location may spell issues in the future due to rumors of a “crackdown“. that currently accounts for a large amount of volume. Although Binance targets high frequency traders, it is quite useful for those getting beginning with altcoin trading. Their lack of fiat money deposits may be difficult to swallow for beginners, only supported cryptocurrencies may be deposited. Binance boasts a large number of various cryptocoins for trading. The main benefit is the ability convert between cryptocurrencies. For instance exchanges such as Coinbase and Gemini are more limited in the number of cryptocurrencies offered. The interface is also conducive to support shorter duration hold time day trading of cryptocurrencies if one were so inclined to deploy that strategy. Binance is an exchange worth looking into and integrating into crypto trading just for their large amount of supported crypto coins.

Seramai 12 selebriti popular tanah air bakal mempamerkan kebolehan masing-masing beraksi di dapur menerusi program masakan terbaharu, bermula Ahad ini. Program yang dinamakan Dapur Chef Zam itu akan dikendalikan oleh chef selebriti terkenal, Chef Zamzani Abdul Wahab atau lebih dikenali dengan nama Chef Zam yang bakal membawa penonton menerokai pelbagai resipi menarik sepanjang bersiaran selama 12 episod. How Obamacare Is Raising Your Taxes By Jean Folger SHARE Among the changes brought by the Affordable Care Act is the link that now exists between healthcare and your taxes. Many people will be eligible for a new kind of tax credit, and if you are required to have health insurance and you don’t have coverage, you will have to pay a penalty fee on your 2014 tax return. Obamacare also brings tax increases for certain people, including a Medicare tax increase for high earners and increased taxes on net investment income (NII). Here’s a summary of what you need to know about Obamacare and your taxes. Premium Tax Credits Many people will be eligible for the Premium Tax Credit, a tax credit that can lower your monthly health insurance premiums. To receive the credit, you must: Buy health insurance through the new Health Insurance Marketplace, either online, by mail or in person Be ineligible for public coverage (Medicare, Medicaid or the Children’s Health Insurance Program – CHIP) Be ineligible for health insurance through an employer or government plan Have an income that falls between 100 and 400% of the Federal Poverty Level (FPL): Family Size 100% FPL 400% FPL 1 $11,490 $45,960 2 $15,510 $62,040 3 $19,530 $78,120 4 $23,550 $94,200 5 $27,570 $110,280 6 $31,590 $126,360 7 $35,610 $142,440 8 $39,630 $158,520 If you are eligible for the Premium Tax Credit, you can decide to have some or all of the estimated credit paid in advance to your insurance company, effectively lowering what you pay each month towards your health insurance premiums. Alternatively, you can wait to receive the credit when you file your tax return (for example, when you file your 2014 return in 2015). Either way, the credit becomes part of your tax return. Christopher Smith, a licensed insurance agent with WNC Health Insurance, explains: “Your credit will always be reconciled when you file for the tax year, whether you take your credit up front as an advanceable credit or if you take no credit at all in advance.” The Marketplace will send you a statement showing your premiums and advance credit payments by Jan. 31 after the year for which you received the credit. If you choose to have the credit paid in advance, you will subtract the total advance payments you received for the year from the amount of the Premium Tax Credit that you calculate on your tax return. If your advance payments are less than the Premium Tax Credit computed on your return, the difference will increase your refund or lower the amount of tax you owe. You will have a smaller refund or a balance due if your advance payments were greater than the amount of the computed credit. The amount you would have to repay is capped if your income is less than 400% of the FPL. For example, a family of four with an income between 200-300% of the FPL would not have to repay more than $1,500. Even if you have not filed a tax return in previous years, you can still qualify for a premium tax credit, but you will have to file a return for any year in which you receive the credit to qualify for the credit in future years. According to Fran Brooks of Brooks CPA, PLLC, “You will file your current year return to reconcile the credit. If you don’t file a return with the reconciliation, you will not get the credit again the next year.” Individual Shared Responsibility Payments Starting in 2014, the individual shared responsibility provision requires each individual, including children, to have minimum essential health coverage, qualify for an exemption or make a payment when filing the year’s tax return (the adult or married couple claiming a child as a dependent would be responsible for the payment). “There will be a penalty for not having insurance coverage, and the penalty will be based on a taxpayer’s income,” explains Brooks. There will be a place on your tax return to confirm that you had health insurance coverage for the year, starting with your 2014 return. If you don’t have coverage in 2014, you will have to pay a penalty of 1% of your income or $95 per person ($47.50 for each child), whichever is greater. In 2016, the penalty increases to 2.5% of income or $695 per person, whichever is greater. The IRS is prohibited from using liens or levies to collect any payment that you owe related to the individual shared responsibility payment; however, if you owe and don’t pay the fee, the IRS can offset that amount against any tax refund you may be due. Since all of this goes into effect on Jan. 1, 2014, you will not have to account for coverage or exemptions, or pay the penalty, until you file your 2014 return in 2015. Medicare Tax Increase for High Earners Under Obamacare, a new Additional Medicare Tax went into effect beginning in 2013. The tax represents a 0.9% tax increase that applies to wages (including non-cash wages such as fringe benefits and tips), Railroad Retirement Tax Act compensation and self-employment income that exceeds thresholds sets by the IRS ($250,000 for taxpayers who are married filing jointly; $125,000 for taxpayers who are married filing separately); and $200,000 for all other taxpayers (single, head of household, or qualifying widow(er) with dependent child). To clarify, the 0.9% Additional Medicare Tax applies only to income that exceeds the threshold for the individual’s filing status. For example, a single filer whose income is $220,000 would pay the 0.9% tax based on $20,000 – the amount of income that exceeds the $200,000 threshold. If you must pay the Additional Medicare Tax, you will calculate your liability on your individual income tax return. Your employer must withhold Additional Medicare Tax on any wages paid to you in excess of $200,000 in a calendar year – even if you are married, filing jointly and won’t meet the $250,000 threshold. You will report the amount withheld on your tax return and it will be applied against all taxes shown on the return. Increased Taxes on Investment Income On Jan. 1, 2013, a new 3.8% Medicare tax went into effect; this applies to the NII of certain individuals, estates and trusts. NII includes but is not limited to: Capital gains Dividends Gain from the sale of a primary residence in excess of exempted amounts (the first $250,000 for single individuals or $500,000 for a married couple) Gain from the sale of investment real estate (including gain from the sale of a second home that is not a primary residence) Gross income from a trade or business involving passive activities Income from businesses involved in trading of financial instruments or commodities Interest Net gains from the sale of stocks, bonds and mutual funds Non-qualified annuities Royalties and rental income Like the 0.9% Additional Medicare Tax, the 3.8% tax on NII is assessed on investment income that exceeds specific thresholds: $250,000 for taxpayers who are married, filing jointly; $125,000 for taxpayers who are married, filing separately; and $200,000 for all other taxpayers (single, head of household, or qualifying widow(er) with dependent child). Taxpayers determine any applicable tax on the new IRS Form 8960, Net Investment Income Tax – Individuals, Estates and Trusts. The tax applies to the lesser of the total NII or the amount by which adjusted gross income (AGI) exceeds the threshold for your filing status. For example, Mary is a single taxpayer whose AGI is $220,000, based on $170,000 in wages, $20,000 in retirement income, and $30,000 in NII. Mary’s income exceeds the threshold by $20,000 ($220,000 income - $200,000 threshold for single filers). Since her excess income ($20,000) is lower than her NII ($30,000), the 3.8% Medicare tax will apply to the excess income of $20,000. Changes to Medical Expense Deductions You can claim deductions on your tax return for medical and dental expenses that are not covered by your health insurance. Prior to 2013, you could claim expenses that exceeded 7.5% of your AGI; however, starting Jan. 1, 2013, you can claim only those expenses that exceed 10% of your AGI (note: if you and/or your spouse are age 65 or older, you can still use the 7.5% threshold through Dec. 31, 2016). Beginning Jan. 1, 2017 all taxpayers – regardless of age – must use the higher 10% threshold when claiming deductions for medical and dental expenses. Taxpayers use Schedule A, Itemized Deductions (Form 1040) to itemize medical and dental expenses. Read more: How Obamacare Is Raising Your Taxes | Investopedia https://www.investopedia.com/articles/personal-finance/120513/how-obamacare-raising-your-taxes.asp#ixzz5LrNEDB6P Follow us: Investopedia on Facebook
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